Money and psyche

I am no expert on economics. So no opinions from me on what is happening now, or why. But this segment from a piece on the psychological elements in the process struck me funny:

Optimistic bias: People tend to be overconfident about their own abilities and the outcome of their plans. Something like 90% of people think that they are above average drivers less likely to get into an accident than the average joe. This is so pervasive that there is actually a scientific name for the few people who accurately assess their own future, their abilities, and what other people think of them: clinically depressed.

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